/* PayPanda — marketing + legal page stylesheet. Loaded after tokens.css. */
*{box-sizing:border-box; margin:0; padding:0;}
html{scroll-behavior:smooth;}
body{
  background:var(--bg);
  color:var(--fg);
  font-family:var(--font-body);
  font-size:16px;
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
  position:relative;
}
h1,h2,h3{font-family:var(--font-display); font-weight:600; letter-spacing:-0.01em; line-height:1.15; color:var(--navy);}
.font-mono{font-family:var(--font-mono);}
a{color:inherit;}
svg{display:block;}
.wrap{max-width:1240px; margin:0 auto; padding:0 32px;}
@media (max-width:640px){.wrap{padding:0 20px;}}

@media (prefers-reduced-motion: reduce){
  *{animation-duration:0.001ms !important; animation-iteration-count:1 !important; transition-duration:0.001ms !important;}
}

/* NAV */
nav{
  position:sticky; top:0; z-index:50;
  background:rgba(255,255,255,0.85);
  backdrop-filter:blur(12px);
  border-bottom:1px solid var(--border-soft);
}
nav .wrap{display:flex; align-items:center; justify-content:space-between; height:76px;}
.logo{display:flex; align-items:center; text-decoration:none;}
.nav-links{display:flex; align-items:center; gap:32px;}
.nav-links .nl{font-size:13.5px; font-weight:600; color:var(--muted); text-decoration:none; letter-spacing:.01em;}
.nav-links .nl:hover{color:var(--green);}
@media (max-width:840px){.nav-links a:not(.nav-cta){display:none;}}
.nav-cta{
  font-family:var(--font-body); font-size:14px; font-weight:700; text-decoration:none; color:#fff;
  background:var(--green);
  padding:11px 24px; border-radius:999px; box-shadow:var(--shadow-card);
  transition:all .2s ease;
}
.nav-cta:hover{background:var(--green-deep); transform:translateY(-1px);}

/* HERO */
.hero{position:relative; padding:76px 0 64px; overflow:hidden; background:var(--bg-alt); border-bottom:1px solid var(--border-soft);}
.hero-grid{position:relative; z-index:1; display:grid; grid-template-columns:1.05fr 0.95fr; gap:56px; align-items:center;}
@media (max-width:940px){.hero-grid{grid-template-columns:1fr;}}
.eyebrow{
  display:inline-flex; align-items:center; gap:9px;
  font-family:var(--font-mono); font-size:12.5px; font-weight:600; color:var(--green-deep);
  background:#fff; border:1px solid var(--border-hover); padding:8px 16px; border-radius:999px;
  margin-bottom:26px; letter-spacing:.03em; text-transform:uppercase; box-shadow:var(--shadow-card);
}
.pulse-dot{position:relative; width:7px; height:7px; border-radius:50%; background:var(--green);}
.pulse-dot::after{
  content:''; position:absolute; inset:-4px; border-radius:50%; background:var(--green); opacity:.5;
  animation:ping 1.8s cubic-bezier(0,0,.2,1) infinite;
}
@keyframes ping{75%,100%{transform:scale(2.4); opacity:0;}}
h1{font-size:clamp(36px, 4.4vw, 54px); max-width:600px; margin-bottom:22px; color:var(--navy);}
h1 .accent{color:var(--green);}
.lede{font-size:17.5px; color:var(--muted); max-width:480px; margin-bottom:36px;}
.cta-row{display:flex; gap:14px; flex-wrap:wrap; margin-bottom:26px;}
.btn{
  font-size:14.5px; font-weight:700; text-decoration:none; padding:15px 28px;
  border-radius:999px; transition:all .2s ease; display:inline-flex; align-items:center; gap:8px; border:none; cursor:pointer;
}
.btn-primary{background:var(--green); color:#fff; box-shadow:var(--shadow-card);}
.btn-primary:hover{background:var(--green-deep); transform:translateY(-1px);}
.btn-ghost{border:1.5px solid var(--border-soft); color:var(--navy); background:#fff;}
.btn-ghost:hover{border-color:var(--green); color:var(--green-deep);}
.trust-note{font-family:var(--font-mono); font-size:12.5px; color:var(--muted); display:flex; align-items:center; gap:9px; flex-wrap:wrap; letter-spacing:.01em;}
.trust-note svg{width:14px; height:14px; flex-shrink:0; color:var(--green);}

/* HERO VISUAL — built around the real mascot mark, not an abstract graphic */
.hero-visual{position:relative; display:flex; align-items:center; justify-content:center; min-height:380px;}
.hero-card{
  position:relative; z-index:2; background:#fff; border:1px solid var(--border-soft); border-radius:24px;
  padding:48px 40px; box-shadow:var(--shadow-soft); text-align:center; max-width:340px;
}
.hero-card img{width:110px; height:110px; margin:0 auto 20px; display:block;}
.hero-card .hc-title{font-family:var(--font-display); font-weight:700; font-size:19px; color:var(--navy); margin-bottom:6px;}
.hero-card .hc-sub{font-size:13.5px; color:var(--muted);}
.stat-chip{
  position:absolute; z-index:3; display:flex; flex-direction:column; gap:2px;
  background:#fff; border:1px solid var(--border-soft);
  border-radius:12px; padding:12px 16px; box-shadow:var(--shadow-card);
}
.stat-chip .n{font-family:var(--font-mono); font-weight:700; font-size:16px; color:var(--green);}
.stat-chip .l{font-size:10.5px; color:var(--muted); text-transform:uppercase; letter-spacing:.04em;}
.chip-1{top:2%; left:-6%; animation:bounce 3.6s ease-in-out infinite;}
.chip-2{bottom:6%; left:-2%; animation:bounce 4.2s ease-in-out infinite; animation-delay:.6s;}
.chip-3{top:10%; right:-6%; animation:bounce 3.9s ease-in-out infinite; animation-delay:1.1s;}
@keyframes bounce{0%,100%{transform:translateY(0);} 50%{transform:translateY(-8px);}}
@media (max-width:940px){.hero-visual{min-height:320px; transform:scale(0.92);}}
@media (max-width:520px){.chip-1,.chip-2,.chip-3{display:none;}}

/* STAT BAR */
.stat-bar{position:relative; z-index:1; border-top:1px solid var(--border-soft); padding:30px 0; margin-top:56px;}
.stat-bar .wrap{display:flex; justify-content:space-between; flex-wrap:wrap; gap:24px;}
.stat{display:flex; flex-direction:column; gap:3px;}
.stat .num{font-family:var(--font-display); font-weight:700; font-size:26px; letter-spacing:-0.01em; color:var(--green);}
.stat .label{font-family:var(--font-mono); font-size:11.5px; color:var(--muted); text-transform:uppercase; letter-spacing:.04em;}

/* SECTION SHARED */
section{padding:88px 0; position:relative;}
section.alt{background:var(--bg-alt);}
.section-head{margin-bottom:48px; max-width:640px; position:relative; z-index:1;}
.section-head .tag{
  font-family:var(--font-mono); font-size:12.5px; font-weight:600; color:var(--green-deep);
  text-transform:uppercase; letter-spacing:.08em; margin-bottom:14px;
}
.section-head h2{font-size:clamp(26px,2.8vw,34px); color:var(--navy);}
.section-head p{color:var(--muted); font-size:15.5px; margin-top:14px;}

/* HOW IT WORKS */
.steps{display:grid; grid-template-columns:repeat(3, 1fr); gap:22px; position:relative; z-index:1;}
@media (max-width:820px){.steps{grid-template-columns:1fr;}}
.step{
  position:relative; background:#fff; border:1px solid var(--border-soft); border-radius:var(--radius);
  padding:30px 26px; transition:all .25s ease; box-shadow:var(--shadow-card);
}
.step:hover{transform:translateY(-3px); border-color:var(--border-hover); box-shadow:var(--shadow-soft);}
.step .step-num{font-family:var(--font-mono); font-size:12px; color:var(--green); font-weight:700; margin-bottom:16px; letter-spacing:.05em;}
.step h3{font-size:17px; margin-bottom:10px; color:var(--navy);}
.step p{font-size:14px; color:var(--muted);}

/* PAYMENT PAGES */
.payment-panel{position:relative; z-index:1; display:grid; grid-template-columns:1fr auto; gap:30px; align-items:center; padding:32px; background:#fff; border:1px solid var(--border-soft); border-radius:var(--radius); box-shadow:var(--shadow-card);}
.payment-panel h3{font-size:20px; color:var(--navy); margin-bottom:8px;}
.payment-panel p{font-size:14px; color:var(--muted); max-width:620px;}
.payment-panel .btn{white-space:nowrap;}
.payment-actions{display:flex; flex-wrap:wrap; gap:10px; justify-content:flex-end;}
@media (max-width:640px){.payment-panel{grid-template-columns:1fr;}.payment-panel .btn{justify-content:center;}.payment-actions{justify-content:stretch;}.payment-actions .btn{flex:1;}}

/* METHODS */
.methods{display:grid; grid-template-columns:repeat(4, 1fr); gap:14px; position:relative; z-index:1;}
@media (max-width:720px){.methods{grid-template-columns:repeat(2, 1fr);}}
.method{
  position:relative; background:#fff; border:1px solid var(--border-soft); border-radius:var(--radius);
  padding:24px 16px; text-align:center; transition:all .25s ease; box-shadow:var(--shadow-card);
}
.method:hover{transform:translateY(-3px); border-color:var(--border-hover); box-shadow:var(--shadow-soft);}
.method .icon{
  width:46px; height:46px; border-radius:10px; margin:0 auto 14px;
  background:var(--bg-alt); border:1px solid var(--border-soft);
  display:flex; align-items:center; justify-content:center;
}
.method .icon img{width:26px; height:26px; object-fit:contain;}
.method .m-name{font-weight:700; font-size:14.5px; color:var(--navy);}
.method .m-type{font-family:var(--font-mono); font-size:10.5px; color:var(--muted); margin-top:4px; text-transform:uppercase; letter-spacing:.03em;}
.method .m-badge{position:absolute; top:10px; right:10px; font-family:var(--font-mono); font-size:9px; text-transform:uppercase; letter-spacing:.04em; padding:3px 7px; border-radius:999px;}
.method .m-badge.live{color:#fff; background:var(--green);}
.method .m-badge.soon{color:var(--muted); background:var(--bg-alt); border:1px solid var(--border-soft);}
.methods-note{margin-top:24px; font-size:14px; color:var(--muted); display:flex; align-items:center; gap:9px; position:relative; z-index:1;}
.methods-note svg{width:15px; height:15px; flex-shrink:0; color:var(--green);}

/* INDUSTRIES */
.industries{display:grid; grid-template-columns:repeat(4, 1fr); gap:14px; position:relative; z-index:1;}
@media (max-width:900px){.industries{grid-template-columns:repeat(2, 1fr);}}
@media (max-width:560px){.industries{grid-template-columns:1fr;}}
.industry{
  background:#fff; border:1px solid var(--border-soft); border-radius:var(--radius); padding:24px;
  transition:all .25s ease; box-shadow:var(--shadow-card);
}
.industry:hover{transform:translateY(-3px); border-color:var(--border-hover); box-shadow:var(--shadow-soft);}
.industry .code{font-family:var(--font-mono); font-size:11px; color:var(--green); font-weight:700; letter-spacing:.05em;}
.industry .name{font-weight:700; font-size:16.5px; margin-top:10px; color:var(--navy); font-family:var(--font-display);}
.industry .desc{font-size:13.5px; color:var(--muted); margin-top:9px; line-height:1.55;}
.industry.last{border-color:var(--green); background:linear-gradient(160deg, rgba(11,122,69,0.06), #fff 60%);}
.industry.last .code{color:var(--green-deep);}

/* SECURITY */
.security-grid{display:grid; grid-template-columns:repeat(4, 1fr); gap:14px; position:relative; z-index:1;}
@media (max-width:900px){.security-grid{grid-template-columns:repeat(2, 1fr);}}
@media (max-width:560px){.security-grid{grid-template-columns:1fr;}}
.sec-card{background:#fff; border:1px solid var(--border-soft); border-radius:var(--radius); padding:26px; transition:all .25s ease; box-shadow:var(--shadow-card);}
.sec-card:hover{border-color:var(--border-hover); box-shadow:var(--shadow-soft); transform:translateY(-3px);}
.sec-card .sec-icon{
  width:40px; height:40px; border-radius:10px; background:var(--bg-alt); border:1px solid var(--border-soft);
  color:var(--green); display:flex; align-items:center; justify-content:center; margin-bottom:16px;
}
.sec-card .sec-icon svg{width:19px; height:19px;}
.sec-card h3{font-size:15px; margin-bottom:7px; color:var(--navy);}
.sec-card p{font-size:13.5px; color:var(--muted); line-height:1.55;}

/* SIGNUP */
.signup-grid{display:grid; grid-template-columns:1fr 1fr; gap:56px; position:relative; z-index:1;}
@media (max-width:840px){.signup-grid{grid-template-columns:1fr; gap:36px;}}
.signup-copy p{color:var(--muted); font-size:15.5px; margin-top:16px; max-width:420px;}
.signup-copy .checklist{margin-top:30px; display:flex; flex-direction:column; gap:14px;}
.signup-copy .checklist div{font-size:14px; color:var(--navy); display:flex; gap:11px; align-items:flex-start;}
.signup-copy .checklist .tick{
  width:19px; height:19px; border-radius:50%; background:rgba(11,122,69,0.1); border:1px solid var(--border-hover); color:var(--green-deep);
  display:flex; align-items:center; justify-content:center; font-size:10px; font-weight:800; flex-shrink:0; margin-top:1px;
}

form{
  display:flex; flex-direction:column; gap:18px; background:#fff; border:1px solid var(--border-soft);
  border-radius:var(--radius); padding:32px; box-shadow:var(--shadow-soft);
}
.field label{display:block; font-family:var(--font-mono); font-size:12px; font-weight:600; color:var(--muted); margin-bottom:9px; text-transform:uppercase; letter-spacing:.04em;}
.field input, .field select{
  width:100%; background:var(--bg-alt); border:none; border-bottom:2px solid var(--border-soft); color:var(--navy);
  padding:12px 10px; font-family:var(--font-body); font-size:14.5px; border-radius:6px 6px 0 0;
  outline:none; transition:all .2s ease;
}
.field input::placeholder{color:#9aa8ad;}
.field input:focus, .field select:focus{border-bottom-color:var(--green); box-shadow:var(--glow-green);}
.field select{appearance:none; background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='10' height='6'%3E%3Cpath d='M0 0l5 6 5-6z' fill='%235B6B72'/%3E%3C/svg%3E"); background-repeat:no-repeat; background-position:right 10px center;}
.field select option{background:#fff; color:var(--navy);}
.submit-btn{
  font-family:var(--font-body); font-size:14.5px; font-weight:700;
  padding:15px 24px; background:var(--green); color:#fff; border:none;
  border-radius:999px; cursor:pointer; margin-top:6px; box-shadow:var(--shadow-card); transition:all .2s ease;
}
.submit-btn:hover{background:var(--green-deep); transform:translateY(-1px);}
.submit-btn:disabled{cursor:wait; opacity:.7; transform:none;}
.form-note{font-size:12px; color:var(--muted);}
#form-status{font-size:13.5px; display:none; color:var(--green-deep); font-weight:600;}
#form-status.show{display:block;}
.sr-only{position:absolute; width:1px; height:1px; padding:0; margin:-1px; overflow:hidden; clip:rect(0,0,0,0); white-space:nowrap; border:0;}

/* CONTACT */
.contact-row{display:flex; gap:60px; flex-wrap:wrap; position:relative; z-index:1;}
.contact-item .tag{font-family:var(--font-mono); font-size:12px; color:var(--muted); font-weight:600; text-transform:uppercase; letter-spacing:.05em; margin-bottom:10px;}
.contact-item a{font-family:var(--font-display); font-weight:700; font-size:22px; text-decoration:none; color:var(--navy);}
.contact-item a:hover{color:var(--green);}

footer{padding:60px 0 32px; border-top:1px solid var(--border-soft); position:relative; z-index:1; background:var(--bg-alt);}
.footer-grid{display:grid; grid-template-columns:1.4fr 1fr 1fr 1fr; gap:32px; margin-bottom:44px;}
@media (max-width:720px){.footer-grid{grid-template-columns:1fr 1fr; row-gap:28px;}}
.footer-brand .logo{margin-bottom:14px;}
.footer-brand p{font-size:13.5px; color:var(--muted); max-width:240px;}
.f-col h4{font-family:var(--font-mono); font-size:12px; text-transform:uppercase; letter-spacing:.05em; color:var(--muted); margin-bottom:16px;}
.f-col a{display:block; font-size:14px; color:var(--navy); text-decoration:none; margin-bottom:11px;}
.f-col a:hover{color:var(--green);}
.footer-bottom{display:flex; justify-content:space-between; align-items:center; flex-wrap:wrap; gap:12px; padding-top:26px; border-top:1px solid var(--border-soft);}
.footer-bottom .f-brand{font-family:var(--font-mono); font-size:12.5px; color:var(--muted);}

/* LEGAL / PROSE PAGES (privacy, refund policy) */
.legal{padding:64px 0 100px; position:relative; z-index:1;}
.legal .wrap{max-width:800px;}
.legal .legal-updated{font-family:var(--font-mono); font-size:12.5px; color:var(--muted); margin-bottom:8px; text-transform:uppercase; letter-spacing:.05em;}
.legal h1{font-size:clamp(30px,4vw,42px); margin-bottom:10px; color:var(--navy);}
.legal .legal-intro{color:var(--muted); font-size:15.5px; max-width:640px; margin-bottom:48px;}
.legal h2{font-size:20px; color:var(--navy); margin:40px 0 14px;}
.legal h2:first-of-type{margin-top:0;}
.legal p{color:var(--muted); font-size:15px; line-height:1.75; margin-bottom:14px;}
.legal ul{color:var(--muted); font-size:15px; line-height:1.75; margin:0 0 14px 20px;}
.legal li{margin-bottom:6px;}
.legal strong{color:var(--navy);}
.legal a{color:var(--green-deep); text-decoration:underline; text-underline-offset:2px;}
.legal .legal-note{
  margin-top:44px; padding:18px 20px; border-radius:var(--radius-sm); background:var(--bg-alt);
  border:1px solid var(--border-soft); font-size:13.5px; color:var(--muted); line-height:1.6;
}